• No Lunch Break and
    Service on Weekends
    11 Hours Of
    Non-Stop Services
    Working On All
    Saturdays & Sundays
    PAN Card Facility
    Arvind ATM
    Rupay Debit Card Facility
Service is a Way of Life

SERVICE CHARGE RATES & OTHER RATES

WITH EFFECT FROM 01/05/2022

Sr.

Perticular

Rs.

1

SERVICE CHARGES ON:-

A) Term Loan and CC

Rs. 100 per lakh, min. Rs. 250

B) Gold LOAN

Upto Rs. 50,000

Rs. 100

Above Rs.50,000 upto 1,00,000/-

Rs. 200

Above Rs.1,00,000/-

Rs. 200 + Rs. 100 per lakh

C) FD LOAN/OD AGAINST FD

NIL

2

CHEQUE RETURN CHARGES

200.00

3

ECS RETURN CHARGES

300.00

4

CHEQUE HANDLING CHARGES

50.00 PER DAY

5

CHEQUE / DD CANCELLATION CHARGES

50.00 (MINIMUM)

6

V.P.L. CHARGES

100.00

7

NO DUE CHARGES/SIGN. VERIFICATION CHG.

100.00

8

DUPLICATE PASS BOOK CHARGES

100.00

9

GOLD LOAN RENEWAL CHARGES

200.00 (YEARLY)

10

GOLD TESTING CHARGES

FOR 1GM TO 50GM

MINIMUM RS 50/-

FOR MORE THAN 50GM

Rs.50 + Rs.10 PER GM

11

CHEQUE BOOK CHARGES

i) SAVING A/C

2.50 PER CHQ./LEAVE

ii) CC/OD/CA

2.00 PER CHQ./LEAVE

12

OBC/IBC CHARGES (FOR CHEQUE) (Inclusive of All Charges)

Upto Rs 10,000

50.00

Above Rs 10,000 to 1,00,000

100.00

Above Rs 1,00,000 to 1,50,000

150.00

Above Rs 1,50,000

200.00

13

DD COMMISSION

A) MINIMUM RS 10.00

B) Rs. 0.30 PER THOUSAND TO 1.00 Rs. PER THOUSAND (AS THE DISCRETION OF MANAGER)

14

FORM FEE

150

15

T.O.D. CHARGES

500/LAKH/15 DAYS

1000/LAKH/PER MONTHS

16

YEARLY CHARGES

A) S.B ACCONT

50.00

B) C.A. ACCOUNT

200.00

C) GOLD LOAN ACCOUNT

100.00

D) LIC/KVP LOAN

100.00

E) GOLD LOAN (OD & TL)

100.00

F) CASH CREDIT

300.00

G) SMART OD/ROD/OD AG. MORTGAGE

300.00

D) OTHER LOANS (CDL/VL/PL/HSG/OFF.PREM/OPSL)

200.00

17

PAN CARD CHARGES

107

18

PIN REPLACEMENT

100

19

SMS HALF YEARLY CHARGES

30

20

ATM CARD ANNUAL FEE

100

21

ATM NEW CARD/CARD REPLACEMENT

200

22

CASH WITHDRAWAL AT OTHER BANK ATM (Rupay Debit Card at own Bank ATMs Cash withdrawal: Nil,
Balance enquiry: Nil
First 3 transactions (Financial + Non-Financial
in a month shall be free in Metro Locations
(Mumbai, Delhi, Chennai, Bangalore, Kolkata
and Hyderabad) and first 5 transaction
(Financial + Non-Financial) in all other
Locations.

21

23

BALANCE ENQUIRY AT OTHER ATM

6

24

BANK GUARANTEE CHARGES

For Full FD – 0.40 Ps % of BG

For Mortgage – 0.60 Ps % of BG

25

LOCKER RENT YEARLY CHARGES

Small Size     Rs.800/-
Medium Size   Rs.1500/-
Big Size       Rs.2500/-
Large Size     Rs.3000/-

26

CIBIL CHARGES

100.00 (INDIVIDUAL)
915.00 (COMMERCIAL)

26

CERSAI CHARGES

AS PER CHALAN GENERATE

GST Extra
Any Other Charges as per the actual cost AT THE DISCRETION of Manager / Board

OTHER CHARGES REMAINS UNCHANGED.

C.E.O.